If a maximum limit of $1,000.00 was reached, the minimum monthly payment is $50.00 with a corresponding APR of 24.99%.  There is an initial $25.00 Set-up fee at the time the credit line established.  If the borrower uses the product monthly, there is a onetime per month Advance fee each month the borrower takes an advance.

* Illinois Community Credit Union membership required. Direct Deposit must be set up to deposit your full check to ICCU prior to funding. Direct Deposit must remain active or credit line will be close. Late fee if applicable. $25.00 processing fee. $25.00 advance fee per month. $35.00 returned item fee. For members with Direct Deposit only. Some restrictions may apply. Contact the Credit Union for full details.