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Home - Illinois Community Credit Union

Title Loans

Use your vehicle’s equity to support your financial needs

If you own your car, truck, or SUV, your vehicle’s equity can be used as collateral to secure a loan to provide you funds for expected and unexpected expenses.

BENEFITS & FEATURES

  • Up to 105% financing & 60 months terms available for qualified borrowers*
  • Loan amounts from $5,000 - $180,000*
  • New and Used Vehicles up to 10 model years old or newer
  • Optional GAP Plus, MRC, & Debt Protection products available; can combine into the monthly payment

Apply Today  View Title Loan Rates

A $10,000 loan with a 48-month term at 5.79% would have an estimated monthly payment of $234.47.

* Vehicle’s value determined by the J.D. Power – NADA Average Trade-In value of the vehicle. There will be a Sec. of State – IL corrected title fee (currently $50.00) that will need to be accounted for in order to register Illinois Community Credit Union as lien holder. Illinois Community Credit Union membership required. Full coverage vehicle insurance required with deductible not to exceed $1,000. Illinois Community Credit Union to be the lien holder of record. Vehicle for personal use only. No commercial use vehicles. No Salvage, Rebuilt, nor Flood Titles nor from a Straw purchase. Loan qualification is based on value of collateral, creditworthiness of applicant, and the Credit Union’s underwriting standards. Your interest rate and corresponding APR may be higher than the published rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact the Credit Union for full details.