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First-Time Auto-Buyer Program

Providing the Service, Support, and Solutions for the new auto-buyer

Make the life milestone of purchasing your first car easier with help from ICCU and our First-Time Auto-Buyer Program.

FIRST-TIME AUTO-BUYER PROGRAM

  • Age 18+ to qualify
  • No cosigner required
  • Terms up to 60 months
  • Loan amounts from $5,000 - $20,000
  • Up to 90% financing available for qualified borrowers*
  • Optional GAP Plus, MRC, & Debt Protection products available; can combine into the monthly payment

Apply & Get Pre-Approved Today  View Auto Loan Loan Rates

Payment example: A $15,000 loan with a 60-month term at 6.24% APR would have an estimated monthly payment of $292.45.

* Illinois Community Credit Union membership required. Loan qualification is based on assessment of applicant’s credit worthiness and our underwriting standards. Your interest rate and corresponding APR may be higher than the published rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact the credit union for current rates, terms, and conditions. Minimum amount to finance of $30,000 necessary to consider an 84-month term. Full coverage vehicle insurance required with deductible not to exceed $1,000. Illinois Community Credit Union to be the lien holder of record. Vehicles for personal use only. No commercial use vehicles. No Salvage, Rebuilt, nor Flood titles nor Straw purchases. Tax, plates, title application fees apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Loans are subject to Credit Union approval. New money only for purchases. Contact the Credit Union for full details.